RCP Lending Fund
RCP Lending Fund pursues a balanced investment strategy in real estate projects’ debt and equity to align interests and optimize risk-adjusted returns. The fund provides first position financing and buys into the general partnership, resulting in stable cashflows from debt and upside potential from promote.
$100MM
Closed Fund
15.5%
Inception to date
return as of September 1st, 2023
6.4%
Quarterly Preferred
Distributions
60 months
Fund Life
Target
Start your investment now
Annualized distribution rate
6.20%
Distribution frequency
Quarterly
Minimum investment
$100,000.00
Property type
Diverse
Balanced Returns: Dual Investment Strategy in Real Estate Debt and Equity
RCP Fund I utilizes a balanced dual investment strategy in real estate projects’ debt and equity to align interests and manage risk. The fund provides senior, first-lien financing that generates stable cash flows and priority recovery in a downturn, limiting potential losses. Concurrently, RCP Fund I acquires a stake in the general partnership to participate in promote payments upon successful exits, offering upside potential.
This strategic approach combines the downside protection of insured debt with the high return possibilities of equity. The fund is positioned to capitalize on current market inefficiencies identified by its experienced management team. Their expertise facilitates synergistic investments across the capital stack to optimize risk-adjusted returns.
By participating in both the debt and equity of real estate deals, RCP Fund I creates a portfolio with multiple levers to withstand market volatility while still delivering above average returns.
The fund provides accredited investors an attractive vehicle to diversify into real estate with mitigated downside risk. RCP Fund I offers a balanced solution for today’s intricate investment landscape.
Disclaimer
The information provided on this website is for informational purposes only and should not be considered as investment advice, a recommendation, or an endorsement. Investment in financial markets and securities involves a level of risk, and past performance is not indicative of future results. Before making any investment decisions, it is important to conduct your own research, consider your risk tolerance, and consult with a qualified financial advisor.
This website does not make any guarantees or representations regarding the accuracy or completeness of the information provided, and it shall not be held responsible for any losses or damages arising from the use of the content on this site. The content may be subject to change without notice.
Investing in securities and financial markets can result in both gains and losses. It is essential to understand the risks associated with investing and to make informed decisions that align with your financial goals and circumstances.
Debt-Centric
Our fund prioritizes investments in debt, emphasizing stability and dependable cash flow.
Multi-Layered
We adopt a multi-layered approach by targeting both debt and general partnership components in real estate projects.
Risk-Adjusted
Our fund is designed to provide investors with risk-adjusted returns, emphasizing a balanced approach to risk and reward.
Opportunistic
We are an opportunistic fund, seeking to leverage current market dynamics and distinctive investment prospects.
What would happen if you investmed $100k?
Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by Redemptive Capital.
RCP Lending Fund Growth Income
Hypothetical investment of $100,000 at inception
- Cash flow
- Accumulating
Investment amount
Minimum Value: $100,000
Total cash flow 6.40%
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Total accumulating 10.00%
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Total net return
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Resources
Historical Perfomance
Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by Poviard LLC or Poviard Inc.
Q1 2023
Loan amounts originated
$1,366,596
Average loan interest rate
15.5%
Metric | Value |
|---|---|
Target return | 16% annual |
Loans originated | 5 |
Average interest rate | 15.5% |
Capital commitments | $2 million |
Key Findings
- The fund is on track to meet its 16% annual return target for investors.
- The fund originated a total of 5 loans in the third quarter of 2023.
- The average interest rate on originated loans was 15.5%.
- The fund has received over $2 million in additional capital commitments
Lending Geographical Focus
RCP Lending Fund concentrates investments in states with Title Theory and mortgage laws, where lenders hold stronger rights and claims over collateral real estate assets.
Lien Theory
Legal and equitable title is held by the borrower. A Mortgage creates a lien on the property.
Title Theory
The lender holds the legal title while the borrower is given equitable title through a Deed of Trust.
Intermediate Theory
A third party is listed on the Deed of Trust to hold legal title until the loan is paid off.