Private Credit
Fast, creative, asset-backed financing for developers, operators, and investors who need a capital partner that understands the deal and moves with urgency. We are the lender that picks up the phone.
Exclusive, Strategically Curated Commercial Real Estate Debt Investments Delivering Disciplined, Risk-Managed, Faith-Aligned Returns for Accredited Investors
Redemptive Capital’s leadership team brings decades of proven expertise in real estate, private credit, and investment management. United by a shared vision, our experts combine market insight and disciplined strategy to make every investment decision with the goal of delivering exceptional returns for our investors.
Protect First, Perform Second
Every Loan Is Structured Around Three Pillars:
Asset-Backed Security
We lend at 50–70% LTV, protecting investor capital with real collateral and downside margin.
Short Duration
Loans typically run 1–12 months, reducing exposure and allowing capital to cycle quickly.
Hands-On Underwriting
We analyze collateral, sponsor experience, exit strategy, and project viability with discipline and transparency.
We Don’t Chase Yield We Build Durable, Risk-Managed Portfolios.
Typical Loan Structure
2-6%
Origination Fees
1%
Exit Fee
Required
Recourse Required
Monthly P&I
Repayment
1–12months
Loan Term
>30 days
Closing Time
Focus Area
Multifamily, Self-Storage, Flex Space, Warehouse, Light Manufacturing, Hospitality, Infill, Mixed Use, Retail
Transaction Size
$250,000 – $10,000,000
Loan Programs
Bridge, Acquisition, Refinance, Construction
Due Diligence Deposit
Upon acceptance of term sheet, borrower to remit a deposit for all third-party reports, legal, and documentation expenses (these can vary depending on the loan request)
Why We Love
Private Credit
Real estate allows us to create tangible, lasting impact, generating income, appreciation, and transformation that compounds across generations.
Secured by Real Assets
Every dollar is backed by tangible property and a first-lien position, putting hard collateral behind your capital
Cash Flow & Stability
Contractual interest paid on a set schedule, delivering predictable income that doesn’t hinge on market timing or appreciation.
Senior & Protected
As the lender, we sit ahead of equity in the capital stack, prioritizing the return of your capital before the return on it.
Capital Velocity
Shorter, defined terms mean your money works hard, comes back, and gets redeployed, compounding momentum over time.
Strong Risk-Adjusted Returns
Lending at 50–70% LTV builds in a meaningful equity cushion, so returns are earned with real downside protection beneath them.
Redemptive Purpose
Every loan funds the builders restoring what’s been overlooked, turning neglected assets into lasting opportunities, and improving how people live, work, and connect.
Invest With Purpose. Earn With Integrity.
Partner with Redemptive Capital to align your capital with your values building wealth that makes a difference.